后WTO时代我国金融创新的发展方向

金融创新不仅是网络经济发展的外部要求,也是金融业发展的内在动力源泉。随着进入后WTO时代,我国金融业正经历一场深刻而全面的历史性变革,金融机构也面临全新而富有挑战的发展局面。要在竞争中求生存、求发展,就必须加快金融创新的步伐,提高金融创新的盈利性。为此,本文根据国际金融业的发展经验,审视了后WTO时代金融创新的特点,分析了我国在产品创新、技术创新和市场创新等方面现存的问题,进而提出了未来我国金融创新的路径选择。

Developing Direction of Financial Creation After China Entering WTO

Financial Creation is not only the exterior demand of network economy development,but also the internal driving power of financial industry development.With China entering WTO,Chinese financial industry is going through a profound and all-around historical innovation,at the same time financial institutions are also faced with the new and challenging circumstances.In order to survive and develop in the competition,China has to quicken the steps and improve the profits.Based on the introduction of the developing experience on international financial industry,the essay observes the characters of financial creation after entering WTO,analyzes the existing questions in products creation,technology creation and market creation,then puts forward measures to improve the future financial creation.