商业银行必须进行外币利率风险管理

外币利率市场化对商业银行的发展带来了机遇．也增加了风隆。因此．商业银行必须建立起高效的现代利率风险管理机制。要密切关注和监测国内外金融市场利率的汇率动态。对外币走势进行科学预测．建立合理的外币存款定价机制．建立模拟分析模型，建立完善的利率风险内控制度，并加强利率风险管理人才的培养。

Commercial Bank must Carry out the Risk Management of Foreign Exchange Rate

The opportunity is offered to the development of commercial bank account of market oriented foreign exchange rate, so is the risk. Therefore, commercial must set up high efficient modern rate risk management. We should pay attention closely to the change of SINO-foreign financial market exchange rate. We should predict the foreign exchange running trend with scientific method, should set up the rational system of foreign exchange price, should set up imitating analyzing mode, should set up perfect inner control system of rate risk and should raise the talent of rate risk management.