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维护保险产业安全 促进经济金融发展
引用本文:周延礼. 维护保险产业安全 促进经济金融发展[J]. 中国流通经济, 2010, 24(2)
作者姓名:周延礼
作者单位:中国保险监督管理委员会,北京市,100140
摘    要:本文认为,保险业是现代经济的重要产业,是现代金融业的重要支柱,是社会保障体系的重要组成部分,具有经济补偿、资金融通和社会风险管理等重要功能,它是社会的稳定器,是经济发展的助推器,是维护国家金融安全和经济安全的重要力量.目前从总体上来说,我国保险业安全状况良好.文章提出,保险产业安全是一个动态变化的过程,因此,要进一步完善防范、化解保险风险和保护被保险人利益的机制和制度.进一步完善促进可持续发展的政策措施,进一步改进保险监管,切实建立维护保险产业安全的长效机制.

关 键 词:保险业  被保险人利益  风险管理

Guarantee the Security of Insurance Industry and Promote the Development of Financial Economy
ZHOU Yan-li. Guarantee the Security of Insurance Industry and Promote the Development of Financial Economy[J]. China Business and Market, 2010, 24(2)
Authors:ZHOU Yan-li
Affiliation:ZHOU Yan-li (China Insurance Regulatory Commission,Beijing100140,China)
Abstract:The author maintains that the insurance industry is playing an important role in economic compensation, financing and social risk management and shouldering the responsibility of guaranteeing national financial security and economic security as one of the important industries in modern economy, the important pillar industry for modern finance industry and the important components of social security system. It is not only the social stabilizer but also the booster for economic development as one of the impor...
Keywords:insurance industry  the interest of the holder of insurance policy  risk management  
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