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论保险业的诚信建设问题
引用本文:陈小萍.论保险业的诚信建设问题[J].贵州商业高等专科学校学报,2006,19(1):12-14.
作者姓名:陈小萍
作者单位:贵州商业高等专科学校,贵州,贵阳,550004
摘    要:诚信问题是现阶段我国社会主义市场经济建设中存在的一个比较普遍的问题,保险业也不例外.随着保险业的发展壮大,诚信问题日益成为社会和保险业界关注的焦点.由于受各种主客观条件的影响,目前诚信贫乏已成为制约我国保险业可持续发展、影响保险公司国际竞争力的重要因素.本文从分析目前中国保险业诚信建设中存在的主要问题及其原因入手,探讨中国保险业诚信建设的基本对策.

关 键 词:保险业  诚信  信用评级制度
文章编号:1671-9549(2006)01-0012-03
收稿时间:2005-11-30
修稿时间:2005年11月30

On Constructing the Integrity in Insurance Industry
Chen Xiao-ping.On Constructing the Integrity in Insurance Industry[J].Journal of Guizhou Commercial College,2006,19(1):12-14.
Authors:Chen Xiao-ping
Abstract:Honesty problem is a common problem existed in our present socialist market economy drive. Insurance is no exception. With the development and growing in strength of insurance, it has been become a focus of society and insurance circles. Because of the influence of all kinds of subjective and objective conditions, at present, dishonesty has become a main problem that confines the sustainable development of our insurance trade and affects the international competition of insurance company. This article begins from the reason that insurance trade must thinks highly of honesty construction, analyzes the reason and main problems existed in Chinese present insurance honesty construction and further confers corresponding strategies to it.
Keywords:insurance trade  honesty  credit rating  credit self-discipline  cost of losing credibility
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