| 基于知识管理的信贷悖论解决方案 |
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| 引用本文： | 杨勋萍,牟援朝. 基于知识管理的信贷悖论解决方案[J]. 商业研究, 2006, 0(4): 132-133,170 |
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| 作者姓名： | 杨勋萍 牟援朝 |
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| 作者单位： | 华东理工大学,工商经济学院,上海,200237 |
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| 摘 要： | 信贷悖论一直以来使商业银行不得不承受信贷资产集中的风险。信贷专家的相对稀缺性是产生信贷悖论的重要原因。为此,将知识管理理念引入信贷风险管理领域,通过信贷专家知识的广泛共享,帮助商业银行的各分支机构实现信贷客户分散化、信贷产品多样化,解决信贷悖论问题。
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| 关 键 词： | 信贷悖论 知识管理 风险管理 |
| 文章编号： | 1001-148X（2006）04-0132-02 |
| 收稿时间： | 2004-11-20 |
| 修稿时间： | 2004-11-20 |
The Solution to Credit Paradox Based on Knowledge- based Management |
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| YANG Xun-ping,MO Yuan-chao. The Solution to Credit Paradox Based on Knowledge- based Management[J]. Commercial Research, 2006, 0(4): 132-133,170 |
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| Authors: | YANG Xun-ping MO Yuan-chao |
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| Affiliation: | School of Business and Economics, East China University of Science and Technology, Shanghai 200237, China |
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| Abstract: | Credit Paradox has long made concentration risk a potential burden on commercial banks.Since Credit Paradox is mainly caused by the scarcity of credit experts,knowledge-based management is implemented to manage credit risk.By sharing experts' credit knowledge and experience widely,all subordinates of a bank can diversify their credit assets and overcome Credit Paradox consequently. |
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| Keywords: | credit paradox knowledge-based management risk management |
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