我国存款准备金管理研究

由于我国存款准备金政策执行时间跨度大，管理规定繁多，核定工作流程不规范，加之自2008年起，人民银行总行授权省级人民银行核定辖内地方性法人金融机构存款准备金和财政存款交存范围等，使得准备金管理过程中诸多问题逐步显现，存在一定风险。因此，需要客观反映存款准备金管理过程中存在的问题及潜在风险，重新调整地方性法人金融机构准备金交存范围核定工作流程，并提出进一步规范我国准备金管理的有效途径。

Discussion on the Regulation of Reserve Management in China

Because of the reserve policy execution time span, too many regulations, approval process is not standardized, additionally, since 2008, the People's Bank of China authorized provincial branches of the People's Bank to approve the deposit reserve of local corporate financial institutions and fiscal deposits deposited range, so that the reserve management process gradually revealed many problems and some potential risks. Therefore, it is necessary to objectively reveal the problems and the potential risks of reserve management process, restructure the approval processes of local corporate financial institutions' deposit reserve approved scope and propose effective ways to further standardize the management of the reserve.