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The diffusion of technological innovation in the commercial banking industry
Authors:Johannes M Pennings  Farid Harianto
Abstract:This paper examines the propensity of organizations to adopt technological innovations. Technological innovations evolve from the stock of skills which organizations have accumulated over time. Linkages with extramural sources of technology are presumed to be important as well. Hypotheses are tested on a sample of commercial banks. Findings show that prior experience in information technology, in tandem with a variety of interfirm linkages, will affect the banks' decision to adopt this innovation.
Keywords:technological innovations  firm skills  interfirm linkages  learning  service
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