| 《流动资金贷款管理办法》的应用与实践 |
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| 引用本文： | 张烈,于增财,于威华.《流动资金贷款管理办法》的应用与实践[J].长春金融高等专科学校学报,2012(1):8-12. |
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| 作者姓名： | 张烈 于增财 于威华 |
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| 作者单位： | 东辽县农村信用合作联社,吉林东辽,136600;东辽县农村信用合作联社,吉林东辽,136600;东辽县农村信用合作联社,吉林东辽,136600 |
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| 摘 要： | 《流动资金贷款管理办法》是中国银行业监督管理委员会制定,旨在规范银行业流动资金贷款操作行为的部门规章。流贷办法颁布与实施的主要目的是为了防止银行业为贷户"超额授信"和"无用途贷款",从而导致贷户流动性宽裕,引发贷户挪用信贷资金等问题。
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| 关 键 词： | 流贷办法 营运资金量 贷款需求额度 |
Application and Practice of Administrative Regulation of Current Funds Loan |
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| ZHANG Lie,YU Zeng-cai,YU Wei-hua.Application and Practice of Administrative Regulation of Current Funds Loan[J].Journal of Changchun Finance College,2012(1):8-12. |
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| Authors: | ZHANG Lie YU Zeng-cai YU Wei-hua |
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| Institution: | (Rural Credit Cooperative of Dongliao,Dongliao 136600,China) |
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| Abstract: | Administrative regulation of current funds loan is formulated by bank supervision commission of China.It is the department policy to make the behavior of current funds loan of bank standard.The promulgation and enforcement is to prevent the bank from lending the lenders extra line of credit and useless loans,resulting in the problems of the lender’s current wealth and diverting the loans and so on. |
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| Keywords: | regulation of current funds loan the amount of working capital loan demand amount |
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