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国内外主要信用指数编制方法的比较研究
引用本文:邹芳莉.国内外主要信用指数编制方法的比较研究[J].河南金融管理干部学院学报,2011(3):10-12.
作者姓名:邹芳莉
作者单位:中国人民银行重庆营业管理部,重庆,401147
摘    要:从考察范围、计算方法、数据采集方式、发布频率等方面研究目前国内外较有影响力的信用指数编制方法和原理,认为信用指数指标的选择上,可从量化各信用主体的信用状况入手,信用指数计算方法的核心技术在于统一指标度量和确定权重,数据采集方式上可将问卷调查与客观数据相结合,发布频率应根据编制目的和数据采集难度来确定。

关 键 词:征信  信用指数  数据采集  编制方法

Comparison to Compilation Methods for Major Credit Index at Home and abroad
ZOU Fang-li.Comparison to Compilation Methods for Major Credit Index at Home and abroad[J].Journal of Henan College of Financial Management Cadres,2011(3):10-12.
Authors:ZOU Fang-li
Institution:ZOU Fang-li(Chongqing Business Management Department,the People′s Bank of China,Chongqing 401147,China)
Abstract:From the perspectives of examination scope,computation methods,data collection modes,publishing frequency,etc.a study is made on the compilation methods and principles for the credit indices with much influence at home and abroad at present,believing that choice of indicators on the credit index can be made from quantifying the credit status of different credit principals,that the core technology for credit index calculation method lies in the united measurement and determination of the indicator weights,that as for data collection methods,it's necessary to combine questionnaire with objective data,and that publishing frequency can be determined in accordance with compilation purpose and degree of difficulty for data collection.
Keywords:credit reference  credit index  data collection  compilation method
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