| 征信与金融隐私的冲突及协调性研究 |
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| 引用本文： | 王娟.征信与金融隐私的冲突及协调性研究[J].河南金融管理干部学院学报,2011(3):7-9. |
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| 作者姓名： | 王娟 |
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| 作者单位： | 中国人民银行合肥中心支行,安徽合肥,230001 |
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| 摘 要： | 征信要求信息公开,金融隐私则要求数据保护。如何处理征信与金融隐私的关系、协调两者之间的冲突、寻找其平衡点,是各国理论和立法关注的焦点。从征信与金融隐私的概念切入,研究两者的主要冲突,分析协调两者之间冲突的关键因素,对我国的征信管理提出相关的意见和建议。
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| 关 键 词： | 征信 信用信息 金融隐私 数据保护 |
Study on Conflict between Credit Reference and Financial Privacy and their Coordination |
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| WANG Juan.Study on Conflict between Credit Reference and Financial Privacy and their Coordination[J].Journal of Henan College of Financial Management Cadres,2011(3):7-9. |
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| Authors: | WANG Juan |
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| Institution: | WANG Juan(Hefei City Central Branch,the People′s Bank of China,Hefei,Anhui 230001,China) |
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| Abstract: | The credit reference calls for information disclosure,while financial privacy requires data protection.How to deal with the relationship between credit reference and financial privacy,to coordinate the conflict between them,and to find their balance,is the focus in theory and legislation communities in all countries.Starting from the concept of credit reference and financial privacy,this paper discusses the major contflict between them,analyzes the key factors for coordinating the conflit,and proposes some comments and suggestions for credit reference management in China. |
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| Keywords: | credit reference credit information financial privacy data protection |
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