2012年11月国内金融形势评述

2012年11月国内金融运行的主要特点是：货币供应量增速连续两个月回落；前11个月社会融资规模14．15万亿元，创历史最高水平；贷款投放连续两个月同比少增，住户贷款需求持续明显回升；企业存款增速继续放缓，储蓄存款增速平稳；银行间市场交易活跃，市场利率继续小幅回落；与上月末比，月末人民币汇率升值0．17％，海外市场对人民币汇率的贬值预期继续降低。

Domestic financial developments in November 2012

In November 2012, the main characteristics of the domestic financial performance were： the growth of money supply declined for two consecutive months; the all-system financing aggregate from January to November was 14.15 trillion, hitting a record high; the growth of loans showed less increments for two consecutive months and the demand from the household sector kept rising obviously; the corporate deposit growth continued to slow down, while savings deposit growth was stable; the interbank market trading was active, and the market interest rates continued to drop slightly; compared with end-October, RMB appreciated by 0.17%, and expectations on RMB depreciation from offshore markets continued to weaken.