系统重要性机构识别和监管研究综述

2008年国际金融危机与以往危机最大的不同在于危机肇始于著名跨国金融机构的倒闭。通过对危机进行反思，二十国集团要求确保所有具有系统重要性的金融机构、市场和工具受到适当的监管和监督。该文从国际监管组织提出的“系统重要性金融机构”的概念出发，介绍了系统重要性机构的识别方法，以及当前有关强化系统重要性机构监管的国际实践，并对降低我国系统重要性金融机构的风险提出了政策建议。

An overview on identifying and regulating systemically important financial institutions

The 2008 international financial crisis and past crises differed greatly as the 2008 crisis began from the collapse of well-known multinational institutions. Through reflections on the crisis, G20 required that all systemically important financial institutions （SIFIs）, markets and instruments should be subject to proper regulation and oversight. This article starts from SIFIs concept put forward by international regulatory organizations, introduces the identification methods of SIFIs, reviews the international practice to strengthen SIFIs supervision, and makes some suggestions to reduce the risks from SIFIs in China.