2012年4月国内金融形势评述

2012年4月，国内金融运行的主要特点是：各层次货币供应量增速回落；当月社会融资规模明显少于上年同期；季后贷款投放有所放缓，中长期贷款继续少增；企业存款减少，理财明显分流储蓄；银行间市场交易活跃，市场利率有所回升：与上月末比，人民币汇率升值0．25％，海外市场对人民币汇率贬值预期有所上升。

Domestic financial developments in April 2012

In April 2012, the main characteristics of the domestic financial performance were： the growth of money supply in different levels dropped; social financing scale was obviously lower than that of last April; postseason lending slowed down, and the mid- and long-term loans kept less increment; enterprise deposits decreased, savings were diverted remarkably to wealth management; trading was active in the interbank market, and the market interest rates rose slightly; compared with end-March, the RMB exchange rate appreciated by 0.25%, and expectations on RMB depreciation from offshore markets edged up.