| 信息问题、银行结构与信贷市场"沉默螺旋"配置效应 |
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| 引用本文： | 贾蜀苇. 信息问题、银行结构与信贷市场"沉默螺旋"配置效应[J]. 云南财贸学院学报, 2006, 22(6): 39-43 |
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| 作者姓名： | 贾蜀苇 |
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| 作者单位： | 西南财经大学金融学院 四川成都610074 |
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| 摘 要： | 从市场交易型贷款和关系型贷款两种贷款技术出发,结合中国寡头银行结构,分析了中国信贷市场的“沉默螺旋”配置效应,并阐明了其动力机制。基于“沉默螺旋”这一全新视角,进一步探讨了货币政策传导机制和银行效率评判问题,并得出相关结论。
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| 关 键 词： | 银行结构 信贷配置 沉默螺旋 |
| 文章编号： | 1007-5585（2006）06-0039-05 |
| 收稿时间： | 2006-04-25 |
| 修稿时间： | 2006-04-25 |
Information Problems, Banking Structure and the Rationing Effect of the "Spiral of Silence Theory" |
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| JIA Shu-wei. Information Problems, Banking Structure and the Rationing Effect of the "Spiral of Silence Theory"[J]. Journal of Yunnan Finance and Trade Institute, 2006, 22(6): 39-43 |
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| Authors: | JIA Shu-wei |
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| Affiliation: | Faculty of Finance, South Western University of Finance and Economics, Chengdu 610074, China |
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| Abstract: | Starting with the two lending techniques of transactional lending and relationship lending, the paper analyzes the rationing effect of the Spiral of Silence Theory in Chinese credit market based on the structure of oligarchic banks and explains how it happens. The author further explores the transmit mechanism of monetary policies and evaluation methods of bank efficiency from the angle of the theory. |
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| Keywords: | Banking Structure Credit Rationing Spiral of Silence Theory |
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