| 商业银行人民币理财产品比较分析 |
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| 引用本文： | 胡建武,张伟.商业银行人民币理财产品比较分析[J].企业技术开发,2006,25(9):62-64,67. |
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| 作者姓名： | 胡建武 张伟 |
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| 作者单位： | 中南大学商学院,湖南长沙410083 |
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| 摘 要： | 文章认为随着金融消费者对金融服务需求的提升,银行机构人民币产品的多样化实属必要。商业银行在外汇产品设计上的连续创新,已经逐渐移植或者复制到人民币产品上,银行方面更加注重对客户需求的关注,并围绕自身客户加快步伐进行产品创新,储蓄存款利率与票据市场收益率的显著差距,对人民币理财产品起着决定性的作用。
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| 关 键 词： | 人民币理财 创新 票据市场 |
| 文章编号： | 1006-8937（2006）09-0062-03 |
| 收稿时间： | 2006-06-15 |
| 修稿时间： | 2006-06-15 |
Comparative analysis of RMB financing product in the commercial banks |
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| HU Jian-wu,ZHANG Wei.Comparative analysis of RMB financing product in the commercial banks[J].Technological Development of Enterprise,2006,25(9):62-64,67. |
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| Authors: | HU Jian-wu ZHANG Wei |
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| Institution: | Business School, Central South University, Changsha, Hunan 410083, China |
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| Abstract: | As the customers' demand upgrading of financing services, it is necessary for bank sector to provide more RMB financing products. The constant efforts for innovation on foreign exchange have been replant on RMB financing products. The focus on demand, innovation and the gap between deposit interest rate and bills market rate play important roles in the development of RMB financing products. |
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| Keywords: | RMB financing innovation bills market |
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