| 农村小企业融资实证分析——以江苏为例 |
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| 引用本文： | 谢玉梅. 农村小企业融资实证分析——以江苏为例[J]. 财经论丛, 2006, 0(6): 54-58 |
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| 作者姓名： | 谢玉梅 |
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| 作者单位： | 江南大学商学院,江苏,无锡,214122 |
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| 摘 要： | 本文通过对无锡、扬州两地37家农村企业调查,分析了无锡和扬州两地农村小企业融资存在的一些共性:正规金融市场贷款与企业规模、地域有关;民间金融市场贷款与“血缘”有关;抵押担保成为企业从正规金融市场贷款的主要方式;两地企业都存在融资瓶颈,主要体现在贷款审批程序的复杂性、严格的抵押规定或个人担保要求;企业主个人背景对借贷渠道存在相关性。
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| 关 键 词： | 农村小企业 正规金融市场 非正规金融市场 |
| 文章编号： | 1004-4892(2006)06-0054-05 |
| 收稿时间： | 2006-09-12 |
| 修稿时间： | 2006-09-12 |
Analysis on the Financing of Rural SmallEnterprises:Evidence from Jiangsu |
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| XIE Yu-mei. Analysis on the Financing of Rural SmallEnterprises:Evidence from Jiangsu[J]. Collected Essays On Finance and Economics, 2006, 0(6): 54-58 |
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| Authors: | XIE Yu-mei |
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| Affiliation: | Business School, Southern Yangtze University, Wuxi 214122, China |
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| Abstract: | This paper examines the financing situations of rural small enterprises in Wuxi and Yangzhou.This investigation shows some common characters in the two cities: the formal credit is related to the scale and area,but the informal is related to relatives.Mortgage is the main credit method and the financing bottleneck exists in the two cities. |
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| Keywords: | rural small enterprises formal financial market informal financial market |
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