我国金融监管现状及对策研究

20世纪80年代以来,全球性和区域性金融危机频繁发生,预示着建立于30年代的金融监管体系已经越来越不能适应全球化、自由化条件下迅速膨胀的金融业发展要求。尤其是我国在2001年正式成为WTO成员国后,国内金融市场逐步全面的开放已势在必行。与此同时,金融体系的风险防范和监管体系还有待改善,金融系统的安全性受到严重挑战。如何在这一形势下构建符合现代金融业发展的完善的金融监管体系,维护金融的安全与稳定运行,成为国内各界高度关注的重大问题。文章试图通过我国金融监管基本目标、原则和现状的分析,找出金融监管的有效对策。

A study on the present situation and countermeasure of financial supervision in China

The global and the regional financial crisis have often occurred since 1980's, which shows the financial supervision system set up in 1930's can not adopt to the development of growing finance under the global and the freedom condition. Especially, after China's entry into WTO in 2001, the domestic financial market has to be fully opened. Simultaneously, the risk precaution and supervision system of the financial system still need improvement of security of the financial system. It has become an important problem how to set up the financial supervision system to defend the financial security and steady function to fit the development of modern finance. This article tries to analyse the basic target, principle and present situation to find the effective countermeasures of the financial supervision.