外资银行在华并购的反垄断规制政策研究

中国目前既缺乏专门的法律来规范外资银行的并购行为,也没有专门的管制权威机构去评估审查其行为可能带来的反竞争效应,因此迫切需要加强对外资银行在华并购行为的反垄断规制。应从合理原则和国家金融安全与金融竞争力目标,高效的组织管理体系和合作有序的管制协调机制,统一的《银行并购法》,科学合理的对竞争效果的经济分析体系,激励性和约束性相容的反垄断规制政策,专业化、国际化的人才培养与激励机制等几方面进行政策设计。

Research on the Antitrust Police of Foreign Banks Mergers in China

To date, neither is special law to regulate foreign banks mergers in China, nor the specialized agencies to assess the potential anti-competitive effect which are brought by foreign banks. So, it is urgent to strengthen the regulation of foreign banks mergers in China. Policy should be designed as follows： reason rules and the country＇s financial security and competition competence objectives; efficient organization and management system and cooperative and orderly regulation coordination mechanism; a unified ＂bank mergers law＂; scientific and reasonable economic analysis system on competition effect; incentive compatible with restriction; specialization and internationalization of personnel training and incentive mechanism.