中小企业融资问题及对策

目前,中国的中小企业近2600万家,占全国企业总数的97%,为国家贡献了55%的GDP,中小企业的贸易量占国际进出口贸易的比例达65%,为国家贡献了超51%的税收,提供了超65.7%的工作岗位。中小企业已成为扩大就业、推动创新、繁荣经济、调整经济结构的重要力量。但是,中小企业的融资难、融资贵,成为制约其生存与发展的关键因素。中小企业面临不完善的融资制度以及受限制的融资渠道,相关政府部门需对此给予重视,为中小企业的健康发展提供助益。

Financing Problems and Countermeasures of Small and Medium-Sized Enterprises

At present,China has nearly 26 million small and medium-sized enterprises,accounting for 97%of the total number of enterprises in China,contributing 55%of GDP to the country.The proportion of trade volume of small and medium-sized enterprises in international import and export trade reaches 65%.They contribute more than 51%of the tax revenue to the country and provide more than 65.7%of the jobs.Small and medium-sized enterprises have become an important force to expand employment,promote innovation,prosper economy and adjust economic structure.However,the financing difficulty and high cost of small and medium-sized enterprises have become the key factors restricting their survival and development.Small and medium-sized enterprises are faced with imperfect financing system and restricted financing channels.Relevant government departments need to pay attention to this and provide help for the healthy development of small and medium-sized enterprises.