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国有商业银行改革--一个区域非均衡发展的视角
引用本文:刘新华,线文.国有商业银行改革--一个区域非均衡发展的视角[J].财经科学,2005(5):39-45.
作者姓名:刘新华  线文
作者单位:陕西师范大学;陕西师范大学
摘    要:本文对当前国有商业银行所实施的综合改革从区域非均衡发展的视角进行考察,发现其存在自身难以解决的矛盾。而考虑到区域统筹,改革方案需佐以重要的条件,即在西部地区随着国有商业银行整体改革的步步推进,政策性金融的功能应及时强化,从而有效地解决前者在金融供给中所产生的“市场失灵”问题,并进一步与之形成协调发展的互动关系,从而推动西部地区经济的可持续发展。

关 键 词:国有商业银行  改革  区域非均衡发展  政策性金融
文章编号:1000-8306(2005)05-0039-07
收稿时间:07 6 2005 12:00AM
修稿时间:2005年7月6日

The Reform of the State-Owned Commercial Banks:An Angle of Regional Imbalance Development
Liu Xinhua,Xian Wen.The Reform of the State-Owned Commercial Banks:An Angle of Regional Imbalance Development[J].Finance and Economics,2005(5):39-45.
Authors:Liu Xinhua  Xian Wen
Abstract:The paper finds there exists a paradox in the reform of the state - owned commercial banks from the angle of regional imbalance development. Therefore, considering the regional balance development, the reform should be carried out with the condition of strengthening the function of policy finance in the Western China, which can solve the problem of market failure effectively, and develop the coordinative relation between the commercial finance and policy finance, so as to give impetus to the sustainable development in the West China.
Keywords:State - owned commercial banks  Reform  Regional imbalance development  Policy finance
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