| 保理对我国中小企业的适用性分析及运作模式探讨 |
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| 引用本文： | 陈晓红,谢晓光. 保理对我国中小企业的适用性分析及运作模式探讨[J]. 中央财经大学学报, 2004, 0(10): 32-36,75 |
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| 作者姓名： | 陈晓红 谢晓光 |
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| 作者单位： | 中南大学商学院 长沙410083(陈晓红)，中南大学商学院 长沙410083(谢晓光) |
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| 摘 要： | 近年来,保理业务在我国国际、国内贸易中得到了迅速的发展.但与发达国家情况不同的是,我国的保理客户群体主要为大型企业,而在中小企业中却鲜有运用.通过本文的分析,我们得出,保理业务对我国广大中小企业有着更大的适用性.在现阶段,可以尝试通过出口信用保险公司和信用担保机构同商业银行合作的模式,来共同开展针对中小企业的国际、国内保理业务.
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| 关 键 词： | 中小企业 保理 信用管理 信用担保 出口信用保险 |
| 文章编号： | 1000-1549(2004)10-0032-05 |
An Analysis of Applicability of Factoring for SMEs and Its Application Mode |
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| CHEN Xiao-hong XIE Xiao-guang. An Analysis of Applicability of Factoring for SMEs and Its Application Mode[J]. Journal of Central University of Finance & Economics, 2004, 0(10): 32-36,75 |
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| Authors: | CHEN Xiao-hong XIE Xiao-guang |
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| Affiliation: | CHEN Xiao-hong XIE Xiao-guang |
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| Abstract: | The market for factoring in China has been growing at rapid rates in recent years. Different from developed countries,Chinese SMEs are seldom involved in factoring business.Through analysis,we can draw a conclusion that SMEs are more suitable for factoring,which provides a solution to cash gap and scarcity of credit management.Currently,it is an applicable pattern for commercial banks to cooperate with export insurance companies and credit guarantee organizations in international and domestic factoring for SMEs. |
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| Keywords: | SMEs Factoring Credit management Credit guarantee Export credit insurance |
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