| 金融业全面开放对我国银行业竞争度的影响——基于Panzar-Rosse模型的实证研究 |
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| 引用本文： | 殷孟波,石琴. 金融业全面开放对我国银行业竞争度的影响——基于Panzar-Rosse模型的实证研究[J]. 财贸经济, 2009, 0(11) |
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| 作者姓名： | 殷孟波 石琴 |
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| 作者单位： | 1. 西南财经大学研究生部,610074
2. 西南财经大学金融学院,610074 |
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| 基金项目： | 教育部人文社会科学重点研究基地重大项目，西南财经大学创新人才培养基金的资助 |
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| 摘 要： | 随着金融业全面开放,我国银行业市场主体的多元化使银行业竞争环境发生了改变。本文通过实证分析,检验了金融业全面开放对我国银行业竞争度的影响。结果显示,在过渡期结束后,我国银行业竞争度迅速上升,同时伴随着银行的规模效益下降和风险倾向的增加。由此可知,竞争加剧将引起商业银行行为和风险的变化。正确认识开放条件下银行业竞争的变化和特征,对我国银行业改革和发展具有重要意义。
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| 关 键 词： | 金融开放 银行业竞争度 Panzar-Rosse模型 |
The Effects of Financial Openness on the Competition Degree in Banking Industry of China |
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| YIN Mengbo,SHI Qin. The Effects of Financial Openness on the Competition Degree in Banking Industry of China[J]. Finance & Trade Economics, 2009, 0(11) |
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| Authors: | YIN Mengbo SHI Qin |
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| Affiliation: | YIN Mengbo,SHI Qin (Southwestern University of Finance , Economics,610074) |
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| Abstract: | With the opening up of the financial industry,diversification of banking market subjects in China promotes the changes of competition environment in the banking industry.This paper analyses the effects of financial openness on the competition degree in banking industry of China by empirical test.The result shows that the competition degree in banking industry increases rapidly,with the reduction of banking scale effect and increase of the risk proneness,after the end of the transition period.As a result,int... |
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| Keywords: | Financial Openness Competition Degree in Banking Industry Panzar-Rosse Model |
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