金融危机背景下我国中小企业融资困境的博弈分析

中小企业融资难是一个世界性的问题。在当前金融危机背景下,破解这一困局对我国更具现实紧迫意义。要从严惩中小企业失信行为与缓解商业银行对中小企业的信息不对称等方面来着力治理中小企业失信与银行"惜贷"问题。

Analysis on Game Theory of Financing Difficulty of Medium & Small Enterprises under the Circumstance of Financial Crisis

The financing difficulty of Medium & Small Enterprises is a global problem.Under the circumstance of the current financial crisis,to break the impasse for our country is more urgent significance.This paper puts forward to solute Medium & Small Enterprises lose their faith and the "reluctance to credit" of bank from punishing the small and medium-sized enterprise lose their faith and eliminating asymmetric information between banks and enterprises.