国际供应链金融三种典型模式分析

供应链金融是一种旨在降低供应链融资成本以及解决供应链节点资金短缺问题的金融创新。本文分析了以美国联合包裹服务公司（UPS）为代表的物流企业主导模式，以通用电气信用公司（GECC）为代表的企业集团合作模式，以渣打银行（SCB）为代表的商业银行服务模式；其次从融资主导、运作优势、信息掌控、适用对象以及法律环境等方面对这三种模式进行了比较分析；最后提出了对我国更好地开展供应链金融业务的若干启示。

AN ANALYSIS ON THREE MODES OF INTERNATIONAL SUPPLY CHAIN FINANCE

Supply chain finance was a financial innovation aimed to lower the financing cost of supply chain and solve the problem of shortage of funds on supply chain nodes. This paper first analyzed three typical modes of international supply chain finance,including the logistics enterprises mode represented by the United Parcel Service (UPS),the enterprise group mode represented by the General Electric Credit Corporation (GECC) and the commercial bank mode represented by Standard Chartered Bank (SCB). A comparative analysis was conducted on three modes from the four aspects of financing initiative,the advantage of operation,information,and the appropriate application. This paper finally provided some implications for better development of supply chain finance in China.