中小企业融资与国有商业银行发展

中小企业融资难问题已引起越来越多的关注。本文通过分析认为,国有商业银行并非天然地就不愿意给中小企业贷款。相反,国有银行只有抓住中小企业这块市场,才能保持发展和持续的竞争优势。文章对此提出一些意见和建议。

Financing of Small and Medium-Sized Enterprises and the Development of the Government-Owned Commercial Banks

The problem of the financing on small-and medium-sized enterprises has caused people more and more attention.Through analysis,this article thinks that it is not naturally that the state-owned commercial banks aren't willing to loan the small-and medium-sized enterprises.Conversely,only do the state-owened commercial banks catch the market of the small-and medium-sized enterprises that the banks can keep the superiority of development and competition continually.Then the article proposes some advice and suggestion about it.