东中西部地区农村居民预防性储蓄比较分析

本文运用预防性储蓄的基本原理从影响居民储蓄的经济因素角度即收入、消费以及收入分配状况等三个重要方面对东、中、西部地区农村居民的预防性储蓄状况进行了初步的比较分析,并通过典型地区经验数据的验证得出中西部地区农村居民预防性储蓄大于东部地区的结论,提出促进农村居民收入稳定持续增长、加快社会保障制度改革、建立健全农村消费信贷制度以及完善农村税收体系等政策建议以减少中西部地区农村居民预防性储蓄,增加中西部地区农村居民的消费。

Comparative Study on Precautionary Saving of Rural Residents in Eastern, Middle and Western Regions in China

This essay, based on the basic theory of precautionary saving, makes a comparative study on precautionary saving of rural residents in eastern, middle and western regions in China. After analyzing typical data in certain regions, the essay concludes that the precautionary saving in middle and western rural areas is more than that in eastern rural region. In order to expand rural consumption in middle and western regions, we should increase farmers' income, accelerate reform of social security system and improve rural taxation system to decrease the precautionary saving of rural residents in middle and western regions.