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西方商业银行私人银行业务的创新发展与经验借鉴
引用本文:王赛芳. 西方商业银行私人银行业务的创新发展与经验借鉴[J]. 特区经济, 2006, 0(6): 154-156
作者姓名:王赛芳
作者单位:深圳职业技术学院,经管学院,广东,深圳,518055
摘    要:私人银行业务是西方商业银行的“黄金业务”,是利润的主要来源和竞争热点,其产品创新、服务模式和经营策略正在发生着深刻的变化。就服务范围而言,西方商业银行私人银行业务涵盖了投资服务、银行服务和咨询服务。这些服务具有严格的基准条件、操作上的独立性和个性化特征。西方商业银行私人银行业务的演变和目前采用的产品开发策略、营销服务策略和业务经营策略给我国正在蓬勃兴起的私人银行业务提供了具有重要价值的参考作用。

关 键 词:私人银行业务  经营策略  经验借鉴

Western commercial bank private bank business's inn ovative development and experience reference
Wang Sai Fang. Western commercial bank private bank business's inn ovative development and experience reference[J]. Special Zone Economy, 2006, 0(6): 154-156
Authors:Wang Sai Fang
Abstract:Private Banking is the "Golden business" in the western commercial banksAs the main source of profit of banks,it is undergoing profound changes concerning product innovation,service models and operating strategiesThe scope of private banking ranges from investment services,banking services to consulting services,which is characterized by strict entrance qualification,independent operation and individualityThe evolution of private banking business in the western commercial banks,with its product developing strategies,marketing service strategies as well as operating strategies,is to provide valuable experiences to the vigorously growing private banking business in the banks of our country
Keywords:Private Banking Business  Operating Strategies  Experiences to be Borrowed
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