Direct evidence of risk aversion as a source of advantageous selection in health insurance |
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| Authors: | Hendrik Schmitz |
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| Affiliation: | Ruhr Graduate School in Economics and RWI Essen, Hohenzollernstr. 1-3, 45128 Essen, Germany University of Duisburg-Essen, Germany |
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| Abstract: | Using the self-stated degree of risk aversion regarding health from the GSOEP we find some evidence for risk aversion being a source of advantageous selection. Risk averse men more often procure supplementary insurance for hospital visits despite needing the additional coverage less. |
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| Keywords: | D82 G22 I11 |
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