| 住房抵押贷款借款人违约风险影响因素及应对措施研究 |
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| 引用本文： | 尚耀华,净晓春. 住房抵押贷款借款人违约风险影响因素及应对措施研究[J]. 经济与管理研究, 2011, 0(1) |
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| 作者姓名： | 尚耀华 净晓春 |
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| 作者单位： | 1. 西安建筑科技大学管理学院,西安市,710055
2. 中国人民解放军61081部队 |
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| 基金项目： | 陕西省重点学科建设专项资金资助项目、陕西省教育厅人文社会科学项目，西安建筑科技大学人才基金项目"住房抵押贷款信用风险的影响因素研究" |
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| 摘 要： | 随着房地产业的快速发展,个人住房抵押贷款已经成为商业银行的重要业务.然而,面对日趋复杂多变的市场环境,违约风险的隐患也日益显现.本文就国内外有关违约风险影响因素的研究进行了综述,指出以往研究的局限性,并结合我国实际提出了控制违约风险的建议和对策.
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| 关 键 词： | 住房抵押贷款 违约风险 影响因素 |
Research of Influencing Factors and Controlling Measures of Default Risk of Residential Mortgage Loan |
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| SHANG Yao-hu,JING Xiao-chun. Research of Influencing Factors and Controlling Measures of Default Risk of Residential Mortgage Loan[J]. Research on Economics and Management, 2011, 0(1) |
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| Authors: | SHANG Yao-hu JING Xiao-chun |
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| Affiliation: | SHANG Yao-hua~1,JING Xiao-chun~2 (1.School of Management,Xi' an University of Architecture and Technology,Xi' an 71055 2.61081 Unit,People's Liberation Army) |
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| Abstract: | Residential mortgage loan has become an important business of Chinese banks along with the development of real estate industry,however,default risk has emerged very quickly because of more and more complicated market environment.How to manage and control default risk has become the main concern in industrial circles and theories field.In this paper,the authors summarize the former research of the default risk of residential mortgage loan and analyze the limitations of the former research,and put forward som... |
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| Keywords: | Residential Mortgage Loan Default Risk Influencing Factors |
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