Gender differences in the impact of banking services: evidence from Mexico |
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Authors: | Miriam Bruhn Inessa Love |
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Institution: | (1) The World Bank, 1818 H Street NW, MSN MC 3-307, Washington, DC 20433, USA |
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Abstract: | This paper examines the effects of providing financial services to low-income individuals on entrepreneurial activity, employment,
and the income levels of men and women. We exploit cross-time and cross-municipality variation in the opening of Banco Azteca in Mexico to measure these effects with a difference-in-difference strategy. This bank opened over 800 branches simultaneously
in 2002, focusing on low-income clients. Our results show that this led to an increase in the number of informal business
owners among men and to an increase in wage-earning opportunities for women. Average income levels also increased, with this
increase being twofold higher for women than for men. |
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Keywords: | |
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