| 关于建立中国存款保险制度的构想 |
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| 引用本文： | 韦明升.关于建立中国存款保险制度的构想[J].广西经济管理干部学院学报,2009,21(1):63-66. |
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| 作者姓名： | 韦明升 |
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| 作者单位： | 广西经济管理干部学院,南宁,530007 |
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| 摘 要： | 存款保险制度是世界各国金融监管制度的重要组成部分,是抵御金融危机的一道"安全网"。根据目前中国金融业的现状,建立存款保险制度尤为必要:保护存款人利益、稳定金融体系、央行更好行使制定货币政策和银行监管、构造银行业公平竞争环境。通过分析中国建立存款保险制度面临的问题,提出构建中国存款保险制度的模式。
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| 关 键 词： | 存款保险制度 道德风险 逆向选择 |
Concept of establishing China's deposit insurance system |
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| WEI Ming-sheng.Concept of establishing China's deposit insurance system[J].The Journal of Guangxi Economic Management Cadre College,2009,21(1):63-66. |
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| Authors: | WEI Ming-sheng |
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| Affiliation: | Guangxi Economic Management Cadre College;Nanning 530007 China |
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| Abstract: | the deposit insurance system is an important component of the world financial regulation system as well a "safety net" for fending off the impact of financial crisis.According to the current status quo of China's financial industry,it is particularly necessary to estab-lish a deposit insurance system:protecting the interests of depositors,stabilizing the financial system,enabling the central bank to better ex-ercise and develop the monetary policy and bank regulation,constructing an environment for fair com... |
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| Keywords: | deposit insurance system moral hazard adverse selection |
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