中小企业信用担保机构建设

从信用的资产属性和信息经济学不完全信息理论的角度分析了信用担保存在的可能性和必要性 ,并针对目前我国存在的中小企业融资难的问题提出解决的办法———结合当前我国的实际情况构建多种类型的信用担保机构为中小企业提供信用担保 ,以扶持并推动中小企业的发展

THE BUILDING OF CREDIT GUARANTEE INSTITUTIONS FOR MEDIUM AND SMALL SIZED ENTERPRISES

This paper analyzes the possibility and necessity of the existence of credit guarantees from the angles of the assets attribute of credit and the incomplete information theory in information economics,and puts forward a solution to the difficulty in circulating the necessary funds,which exists in the medium and small sized enterprises,that is to set up various kinds of credit guarantee in institutions according to the actual current situation in our country to provide the medium and small sized enterprises with credit guarantees so as to help and promote their development.