需求不确定的电商供应链融资模式选择

探讨在市场需求不确定情况下,对电商和中小型供应商均有利的融资模式即银行借贷模式和电商借贷模式。研究发现,影响电商供应链各节点企业利润的重要指标是银行贷款利率,有利于电商供应链各节点企业利润的银行贷款利率存在一个确定的区间。若银行贷款利率属于该区间,则电商借贷模式更有利,否则银行借贷模式更有利。

Selection of Financing Model for E-commerce Supply Chain with Uncertain Demand

In this paper,we examined the financing modes that are beneficial to both e-businesses and small and medium-sized suppliers where the market demand situation is uncertain,namely the bank lending mode and the e-commerce lending mode.The study found that an important indicator that affects the profits of enterprises on the nodes of the e-commerce supply chain is bank loan interest rate,and there is a certain range of bank loan interest rates that is beneficial to the profits of these enterprises,where if the bank loan interest rate falls within this range,the e-commerce lending mode is more profitable for the enterprises,otherwise the bank lending mode is more profitable.