基于供应链金融的银行贷款定价分析

引入了违约罚数,并在此基础上运用博弈论的方法,对银行与企业间的融资关系进行分析,并建立成本收益博弈模型。在传统贷款模式定价基础上,考虑供应链金融模式下节省的交易成本和信用风险,给出银行在供应链金融模式下的定价模型。

Analysis of Small Bank Loan Pricing Under the Supply Chain Finance Mode

Using the improved classical knowledge productive function based on provincial panel data of China from 1996 to 2011 ,this paper firstly makes a total and region ananlysis on the influence of patent output and patent conversion to the innovative development of high-tech industry. Then it concludes that patent output and R＆D knowledge stack influence the innovative capacity of high-tech industry obviously, and that patent conversion and R＆D human capital input have no significant effect on the Chinese innovative development of high-tech industry. There are regional developmental differences of high-tech industry. The internal gap of patent conversion in the East is too large and the R＆D personnel is lack of stability in the Central. Finally this paper puts forward the specific proposals in order to promote all areas of the innovative development of high-tech industry.