| 监管松弛、过度创新与资产泡沫——对美国金融危机的一个分析逻辑 |
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| 引用本文： | 廖国民. 监管松弛、过度创新与资产泡沫——对美国金融危机的一个分析逻辑[J]. 国际经贸探索, 2009, 0(8) |
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| 作者姓名： | 廖国民 |
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| 作者单位： | 广东商学院金融学院; |
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| 基金项目： | 国家社科基金项目(06BJL017);;教育部人文社科规划基金项目(08JA790026) |
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| 摘 要： | 美国监管层对金融自由化的信奉,导致金融监管松弛;而金融监管松弛诱致甚至怂恿金融机构为追求高额利润而进行过度创新;过度创新导致经济体系中信贷膨胀、资产泡沫;当预期风险增加、信贷收缩时,资产泡沫破灭,便引发全面金融危机。
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| 关 键 词： | 金融监管 金融创新 资产泡沫 |
Supervision Slackness,Excessive Innovations and Asset Foam:An Analytical Logic of the Financial Crisis in USA |
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| LIAO Guo-min. Supervision Slackness,Excessive Innovations and Asset Foam:An Analytical Logic of the Financial Crisis in USA[J]. International Economics and Trade Research, 2009, 0(8) |
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| Authors: | LIAO Guo-min |
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| Affiliation: | Guangdong University of Business Study;Guangzhou 510320 |
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| Abstract: | Because the supervisory organ of USA believes in free-financial system,this leads to supervision slackness to financial institutions.Supervision slackness to financial institutions encourages and instigates financial institutions to excessive financial innovations for high profit.Excessive financial innovation leads to credit expansion and asset foam.When expected risk rises,credit is contracted and assets foam is disillusioned,an entire financial crisis will break out. |
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| Keywords: | financial supervision financial innovation asset foam |
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