| 基金养老保险基金缺口实证研究--以兰州市为例 |
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| 引用本文： | 王积全,牛明飞.基金养老保险基金缺口实证研究--以兰州市为例[J].兰州商学院学报,2004,20(2):59-63. |
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| 作者姓名： | 王积全 牛明飞 |
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| 作者单位： | 1. 兰州市社会保险事业管理局,甘肃,兰州,730000
2. 兰州大学,数学系,甘肃,兰州,730000 |
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| 摘 要： | 针对我国养老保险基金出现的收不抵支等现实问题,本文在构建精算模型时引入了收缴率和工资比率等现实因素,结合兰州市的抽样数据对国家、企业、个人各自的负担比例进行了精算分析。对现行制度孕育着的未来"基金缺口"进行了测算,并对因素变量进行了敏感性分析。找出了影响统筹账户基金缺口的因素,并提出了相应的对策建议。
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| 关 键 词： | 养老保险基金 敏感性分析 缺口 精算模型 |
| 文章编号： | 1004-5465(2004)02-059-05 |
| 修稿时间： | 2003年2月10日 |
A Case Study on Shortage of Pension Funds--take the case of Lanzhou |
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| WANG Ji-quan,NIU Ming-fei.A Case Study on Shortage of Pension Funds--take the case of Lanzhou[J].Journal of Lanzhou Commercial College,2004,20(2):59-63. |
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| Authors: | WANG Ji-quan NIU Ming-fei |
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| Institution: | WANG Ji-quan~1,NIU Ming-fei~2 |
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| Abstract: | Based on the sample data in Lanzhou, applying actuary model and comparative static method, the shortage of pension funds in the existing system is calculated and a sensitive analysis is given quantificationally and wholly. In this way, factors that affect shortage of pension insurance funds are found and analyzed, and some advices are given on social insurance reform. |
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| Keywords: | Pension funds sensitive analysis the shortage of pension funds actuary model |
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