P2P融资模式存在的风险及防范对策研究 |
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引用本文: | 衷凤英. P2P融资模式存在的风险及防范对策研究[J]. 北京财贸职业学院学报, 2015, 0(2): 13-16. DOI: 10.3969/j.issn.1974-2923.2015.02.002 |
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作者姓名: | 衷凤英 |
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作者单位: | 福建省泉州经贸职业技术学院慈山分院,福建泉州,362411 |
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基金项目: | 福建省教育厅社科A类课题 |
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摘 要: | 互联网金融制度下的P2 P网络信贷是一种比较成功的小贷发展模式,而小微企业最青睐的就是正处在发展势头中的P2 P网络信贷。当前P2 P行业迅速发展,且形成了一定的规模,并已初步形成一个崭新的行业。但P2 P平台的不断跑路现象也暴露出平台存在风险及缺陷。所以,控制风险是P2 P平台赖以生存的前提,也是P2 P行业长期保持竞争优势的关键。
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关 键 词: | 小微企业 P2P融资模式 P2P融资风险:防范对策 |
The Study on Risk and Countermeasures in P2P Financing Mode |
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Abstract: | Under the Internet financial system,P2P network credit is a small successful loan development mode. And what Small and micro businesses most favored is the developing P2 P network credit. Now P2 P industry has de-veloped rapidly and has formed a certain scale. It has already formed a new industry preliminary. But the phenome-non of P2P platform,s continuous running away also exposed platform,s risks and defects. So, risk control is the premise for the survival of P2 P platform. It is also the key to maintain a long-term competitive advantage of P2 P in-dustry. |
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Keywords: | small and micro businesses P2P financing mode P2P financing risk Countermeasures |
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