中国金融创新:美国次贷危机背景下的选择

通过对美国次贷危机与金融创新关系的再反思,分析金融创新在美国次贷危机中所扮演的角色,重申金融创新的积极作用,提出金融创新在我国金融体系发展中的重要策略和原则:金融创新必须在合理的范围内进行,遵循"风险可控、成本可算"的原则,进一步完善金融监管体制,并要处理好金融创新与金融监管的关系。

Confusion and Choice of Financial Innovation in China under the Background of American Sub-prime Mortgage Crisis

Through the reflection of the relationship between sub-prime mortgage crisis and financial innovation,this passage declares the active influence of financial innovation,analyzes financial innovation's role that plays in the sub prime mortgage crisis,proposes financial innovation's important strategies and principles in the development of China's financial system:financial innovation should be carried out in reasonable range,and follow the rules of "risk can be controlled" and "cost can be calculated" to perfect financial supervision system further more,and well handle the relationship between financial innovation and financial supervision.