中小企业集群融资模式与交易优势

中小企业集群外源性融资,在战略上应采取关系型融资模式,在策略上应充分发挥整体融资优势,其关键在于二者的有效结合。集群财务公司是能充分发挥其内生性需求和外在化表现的有效组织载体,而集群财务公司代理担保制则是能充分体现其关系融资优势和整体融资优势的关系型融资模式创新。集群财务公司代理担保制对于融资交易的供给方、需求方、代理担保方等各方均有多重优势。

Financing Pattern of SMEs' Cluster and Transactional Advantages

On SMEs' clustering exogenous financing,strategically it should take the mode of relationship financing, and in terms of tactic it should take full use of overall financing advantages,and the key is to unify the two aspects. Clustering financial companies are effective organizational carriers which can bring the endogenous demand and ex- ternal performance into full play,and clustering financial companies' agent-assurance system is an innovation of re- lation finance model that can sufficiently incarnate it...