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商业银行公司治理中的监管机制及其法律制度完善
引用本文:朱伯玉,管洪彦,于晓宁. 商业银行公司治理中的监管机制及其法律制度完善[J]. 中国经贸, 2008, 0(16): 36-37
作者姓名:朱伯玉  管洪彦  于晓宁
作者单位:[1]山东理工大学法学院,山东淄博255049 [2]山东中医药大学人文社科学院,山东济南250355 [3]交通银行淄博分行,山东淄博255040
基金项目:本文为山东省社会科学规划研究项目(05CFZ01)的阶段性成果.
摘    要:商业银行公司治理,需要通过各种具体的法律制度构建来实现。监管机制及其法律制度完善在商业银行公司治理中具有重要的意义。国际商业银行监管模式经历了行政命令式规制、标准化方法规制以及目前普遍采用的内部模型规制。完善我国商业银行的监管需要从以下几个方面着手:第一,借鉴国际商业银行监管及立法先进经验,构建完善的监管制度体系。第二,商业银行监管机构应该明确自己的监管职责并认真落实。第三,监管机构应该特别注意完善相关的评价机制。

关 键 词:商业银行  公司治理  监管机制  法律制度

Commercial Bank Company Inspection Mechanism In Governing And Their Legal System Is Perfect
Affiliation:ZHU Bo-yu,GUAN Hong-yan, YU Xiao-ning (1.Shandong university of science and engineering , law school , Shandong Zi Bo City 255049; 2.Shandong traditional Chinese medicine university, humanity Academy of Sciences of agency, Shandong Jinan 250355; 3. the Bank of Communications Zi Bo City branches , Shandong Zi Bo City 255040)
Abstract:The company governs , need structures by various concrete legal system a commercial bank to come to come true. Mechanism and their legal system perfects inspection having important significance in governing in commercial bank company.The international commercial bank oversees a pattern having experienced dyadic administrative decree gauge system , the inside model gauge standardizing method of law and regulation system and adopting at present commonly makes. The inspection perfecting our country commercial bank requires that several aspect sets about from the following: Draw international commercial bank inspection and legislation advanced experience first, structure perfect regulatory system system. Secondly, the commercial bank oversees organization ought to make self inspection duty clear and feels at ease carefully. Thirdly, oversee organization ought to pay attention to perfecting pertinent valuation mechanism especially.
Keywords:Commercial bank  The company governs  Oversee mechanism  Legal system
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