中小企业融资难的成因分析和破解思路

中小企业是国民经济发展的一支重要力量。资金是中小企业的生命力，也是中小企业得以扩张的砝码，中小企业融资难一直困绕着中小企业的发展。文章从体制性障碍以及中小企业自身原因两方面详细分析了中小企业融资难的原因，提出了破解中小企业融资难僵局的办法。

Analysis about the Difficult Finances in the Small and Medium-sized Enterprise

The small and medium-sized enterprise is a national economy development important force. The fund is the small and medium-sized enterprise vitality, is also the weights which the small and medium-sized＂ enterprise can expand, the small and medium- sized enterprise .finances difficultly to be stranded around the small and medium-sized enterprise development. This article has financed the difficult reason from the institutional barrier as well as the small and medium-sized enterprise own reason two aspect multi analysis small and medium-sized enterprise, proposed explains the small and＇medium-sized enterprise to finance the difficult deadlock means.