首页 | 本学科首页   官方微博 | 高级检索  
     

论我国农村金融的增量改革
引用本文:吴建涛,魏成龙. 论我国农村金融的增量改革[J]. 河南金融管理干部学院学报, 2006, 24(6): 35-39
作者姓名:吴建涛  魏成龙
作者单位:河南大学,工商管理学院,河南,开封,475001
摘    要:通过考察农村金融组织制度变迁的过程,发现每次变迁几乎都是在政府主导下进行的,其变迁结果却差强人意;而且,由于信用社、农业发展银行等几乎垄断了农村金融,其进行自我变革的内在动力不足,根据制度变迁理论并引入制度变迁的跨时期成本分析,应进行“增量改革”,即发展新的金融组织以对现有的金融机构施加外在压力,利用市场竞争促使其进行自我变革,满足农村金融需求以促进农村发展。

关 键 词:农村金融  制度变迁  增量改革
文章编号:1008-7796(2006)06-0035-05
收稿时间:2006-09-16
修稿时间:2006-09-16

On Incremental Reform of Rural Finance in China
WU Jian-tao,WEI Cheng-long. On Incremental Reform of Rural Finance in China[J]. Journal of Henan College of Financial Management Cadres, 2006, 24(6): 35-39
Authors:WU Jian-tao  WEI Cheng-long
Affiliation:WU Jian-tao, WEI Cheng-long (Business Management College, Henan University, Kaifeng, Henan 475001, China)
Abstract:Through investigation of rural financial organization institution changes, We may find each changes takes place under the direction of the government, though its result is barely satisfactory; Moreover, the Credit Office、Agricultural Development Bank etc. nearly monopolize the rural finance. They lack the motive force in carrying out internal reformation. Based on institution change theory, introducing transperiodical cost analysis of such changes, we should carry on a "increment reform", ie, setting up new financial organizations to exert external pressure to the existing financial institutions, utilizing market competition to impel it to improve itself, meeting the rural financial demand soas to bring about an advance in the countryside.
Keywords:rural finance    institution changes    incremental reform
本文献已被 维普 万方数据 等数据库收录!
设为首页 | 免责声明 | 关于勤云 | 加入收藏

Copyright©北京勤云科技发展有限公司  京ICP备09084417号