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论森林资源资产抵押贷款的理论特征和实践意义
引用本文:汪永红,祝锡萍,石道金,王天东. 论森林资源资产抵押贷款的理论特征和实践意义[J]. 林业经济问题, 2008, 28(2): 104-108
作者姓名:汪永红  祝锡萍  石道金  王天东
作者单位:浙江省林业厅,计划财务处,杭州,310020;浙江工业大学,经贸管理学院,杭州,310032;浙江林学院,经济管理学院,浙江,临安,311300
摘    要:对森林资源资产抵押贷款的理论特征和实践意义进行规范研究。研究认为:森林资源资产抵押贷款可以有效盘活森林资源资产,实现森林资源资产的变现,在传统的林业公共财政投入体制外开辟出新的林农个人融资信贷平台。森林资源资产抵押贷款是林业融资领域的一项金融创新,目的是为最不发达的农业提供个人小额贷款。从促进农村生产力发展的角度来看,森林资源资产抵押贷款具有现实的革命意义。

关 键 词:森林资源资产  抵押贷款  小额贷款  特征  意义

Application Study of the Theoretic Characteristic & Practical Significance for Financing Based On Pledge of Forest Resources Assets
WANG Yong-hong,ZHU Xi-ping,SHI Dao-jin,WANG Tian-dong. Application Study of the Theoretic Characteristic & Practical Significance for Financing Based On Pledge of Forest Resources Assets[J]. Problems of Forestry Economics, 2008, 28(2): 104-108
Authors:WANG Yong-hong  ZHU Xi-ping  SHI Dao-jin  WANG Tian-dong
Abstract:The theoretic characteristic & practical significance for financing based on pledge of forest resources assets were discussed.In a position to activate the using of forest resources assets availability,to accomplish the exchange of forest resources assets for currency,which redound to lay the foundation of new avenues of financing for the peasant farmers outside the traditional forest public finance system.It is a financing innovation for the field of forest financing,which aim for furnish personal microcredit to agriculture that the opposite impoverishment,and realistic revolutionary significance about to promote country productivity development.
Keywords:forest resources assets  pledge  microcredit  theoretic characteristic  practical significance
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