中韩信用卡相关法律关系与挂失风险承担之比较

中韩两国信用卡业务都始于二十世纪六、七十年代，但因中国信用卡业务比较单一，而且法律法规不完善，所以同韩国的信用卡业务相比较就非常落后。韩国信用卡业务的当事人只有发卡机构、持卡人和特约商户，而中国却还有担保人。在信用卡挂失后的风险承担问题方面，韩国采取的是发卡机构承担主义，而中国采取的却是持卡人承担主义。通过对中韩信用卡法律问题的比较分析，可为中国制定完善的信用卡法律法规提供可借鉴的经验。

Comparison of Relevant Legal Relations and Loss Concerning Damages about Credit Card in Korea and China

Credit cards became available at about the same time in Korea and China,but the rate of development in the two countries differs greatly.According to the Korea Credit Card Business Control Code,the issuer is liable for the use of the credit card when the issuer receives notice that the card is lost or stolen from the cardholder.After the notice is received,it is the liability of the issuer.However,in China,the problem concerning damages occurred by unauthorized use of credit cards are handled according to t...