地理集聚会优化商业信用环境吗？——来自浙江地级市的证据

以浙江案例为样本,运用空间计量法系统探讨地理集聚对商业信用环境影响。研究证实:(1)地理集聚对商业信用环境优化具有显著促进作用,产出集聚影响超过资本和就业集聚;(2)沿海地区由熟人社会向陌生人社会转变,伴随商业信用环境逐渐优化,非沿海地区信用环境对经济形势及资本特征较为敏感;(3)副省级城市制度门槛对地理集聚造成一定扭曲,显著降低商业信用环境;(4)资本集聚和就业集聚显著提高信用示范城市商业信用环境。

Does geographic gathering optimize business credit environment?

Taking the case of Zhejiang Province as a sample, this paper uses the spatial measurement method to systematically explore the impact of geographical agglomeration on the business credit environment. The results show that: (1) geographic agglomeration has a significant role in promoting the optimization of business credit environment, and the impact of output agglomeration is greater than that of capital and employment agglomeration; (2) the coastal area changes from acquaintance society to stranger society, with the gradual optimization of business credit environment, the credit environment in non coastal areas is more sensitive to economic situation and capital characteristics; (3) the institutional threshold of sub provincial cities is more sensitive to geographical agglomeration To a certain extent, it will distort and significantly reduce the business credit environment; (4) capital agglomeration and employment agglomeration will significantly improve the business credit environment of credit demonstration cities.