承保附加住院医疗保险存在的问题与对策

“附加住院医疗保险”在核保、核赔中存在一些问题 ,这些问题若处理不当 ,将会影响公司经营的稳定性与经济效益 ,因此 ,要加强对“附加住院医疗保险”的管理 ,搞好投保人的体检工作 ,杜绝带病投保 ;加强业务培训 ,提高核保人员素质 ;加强思想教育与制度建设

The Prolems and Countermeasures On Accepting A ccessory Insurance in Medical of Hospitalization

Exist some problems of accessory insurance in medical of hospitalization in the course of checking and ratifying insurance and compensation,if these problem can't be solved properly,it will influence stable nature and economic benefits of enterprises,so,we should strengthen the management of accessory insurance in medical of hospitalization, do the health check work well for insurers,put an end to insure in spite of illness,strengthen vocational training ,raise the people's quality in checking and ratifying insurance, strengthen building of ideological education and system.