| 中国P2P不同模式的风险及监管对策分析 |
| |
| 引用本文： | 李绍昆,蒋海涛. 中国P2P不同模式的风险及监管对策分析[J]. 经济研究导刊, 2014, 0(28): 103-107 |
| |
| 作者姓名： | 李绍昆 蒋海涛 |
| |
| 作者单位： | 山东警察学院,济南,250014 |
| |
| 基金项目： | 山东省高校人文社科项目“多层次资本市场与中小企业融资难研究”阶段性成果(J13WF65)；得到山东省高校青年骨干教师国内访问学者经费资助 |
| |
| 摘 要： | 中国的P2P网络借贷模式多变,根据借贷过程中投资人的获取、借款人的获取、征信手段、是否存在担保等环节的不同,P2P网络借贷可以划分成线上中介平台、线下债权转让和线上线下相结合三种不同模式,每种模式各有特点,具有区别于其他模式的风险,应该全面准确梳理P2P网络借贷平台的运作模式、业务流程、风险因素,为其风险防控和更具针对性的监管提供理论依据。
|
| 关 键 词： | PP 模式 风险 监管 |
Analysis of Risk and Supervision on the Different Modes of Chinese P2P |
| |
| LI Shao-kun,JIANG Hai-tao. Analysis of Risk and Supervision on the Different Modes of Chinese P2P[J]. Economic Research Guide, 2014, 0(28): 103-107 |
| |
| Authors: | LI Shao-kun JIANG Hai-tao |
| |
| Affiliation: | ( Shandong Police College, Jinan 250014, China) |
| |
| Abstract: | P2P network lending model is changeable in China.According to the investors in the credit process,the borrower gets access, credit means,whether there are security and other aspects of the different,P2P network lending can be divided into online intermediary platform,Line of credit assignment,Online to Offline three different models.The risk of each mode is different from other modes.Should be comprehensive and accurate carding operation mode,business process,risk factors,For the risk control and more targeted regulation to provide theoretical basis. |
| |
| Keywords: | P2P model risk supervision |
| 本文献已被 CNKI 维普 等数据库收录！ |
|
