| 论我国商业银行的房贷风险 |
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| 引用本文： | 廖博.论我国商业银行的房贷风险[J].商品储运与养护,2008,30(9). |
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| 作者姓名： | 廖博 |
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| 作者单位： | 西南财经大学,四川,成都,610074 |
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| 摘 要： | 央行的房贷加息最大的受益者恐怕就是商业银行了，由于房地产贷款大多有房地产资产作为抵押，而且迄今为止房地产信贷的违约率非常低，因此商业银行大都把房地产信贷视为优良的贷款品种，并且都在不遗余力地扩大房地产信贷业务。
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| 关 键 词： | 中国 商业银行 房贷风险 |
Theory our country the mortgage risk of the commercial bank |
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| LIAO Bo.Theory our country the mortgage risk of the commercial bank[J].Storage Transportation & Preservation of Commodities,2008,30(9). |
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| Authors: | LIAO Bo |
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| Abstract: | The mortgage of central bank add an interest biggestly be subjected to a benefit perhaps was a commercial bank, mostly have real estate property as mortgage because of the real estate loan, and up to the present real estate letter loan of break contract the rate be very low, so commercial bank mostly real estate letter the loan see as good of loan species, and all is spare no effort ground extension real estate letter loan business. |
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| Keywords: | China Commercial bank Mortgage risk |
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