中美金融服务国际贸易竞争力对比及启示

中国开放金融服务市场后，国内金融机构将面临国外同行的激烈竞争。文章在对我国金融服务国际贸易竞争力进行时序比较分析的基础上，与美国进行比较。研究发现．美国金融服务国际贸易占据强大技术优势，处于比较成熟和稳定的状态中，而我国国际金融服务贸易波动剧烈，竞争力非常低。若毫无保护地完全放开中国金融业。会极大地威胁到中国金融的安全。故须从宏观和微观层面上共同努力，才能保证我国金融服务国际贸易竞争力的稳步增强。宏观上需要科学控制金融市场自由化的进程，保证金融服务发展需要的开放和保护均衡的大环境：微观上，必须全面结合信息技术，提升金融部门的业务创新能力，满足多元化的金融需求。

Comparison and Enlightenment of the International Competitiveness of Sino-US Financial Services

After the opening-up of Chinese financial market, the local financial institutions would face the fierce competition of foreign competitors. The paper, based on the comparison of time sequence for the international competitiveness of Chinese financial services, makes an internationally comparative study with the US. It is found that the American financial service trade is greatly advantageous in technology, and remains well-developed and stable. However, China's international financial service trade is viol...