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邮储银行个人理财业务发展对策研究
引用本文:刘志坚,张国斌.邮储银行个人理财业务发展对策研究[J].江西金融职工大学学报,2014(1):16-21.
作者姓名:刘志坚  张国斌
作者单位:江西农业工程职业学院,江西樟树331200
摘    要:邮储银行自推出个人理财业务以来,理财产品规模得到了快速增长,但个人理财业务体系还有较大提升空间。文章针对邮储银行个人理财业务发展现状做深入剖析,查找问题和探寻引发原因所在,并分别从宏观层面和微观层面提出了促进邮储银行个人理财业务健康发展的具体对策。

关 键 词:邮储银行  个人理财业务  邮政金融体制  理财产品设计

A Research on the Development Tactics of Personal Finance Business of Postal Savings Banks of China
LIU Zhijian,ZHANG Guobin.A Research on the Development Tactics of Personal Finance Business of Postal Savings Banks of China[J].Journal of Jiangxi Finance College,2014(1):16-21.
Authors:LIU Zhijian  ZHANG Guobin
Institution:( Jiangxi Agricultural Engineering College, Zhangshu, Jiangxi 331200, China)
Abstract:Since the introduction of personal finance business of postal savings bank of china, bank financial product size is getting rapid growth, but the personal finance business system there is large space of ascension. Ai- ming at present situation for the development of personal finance business of postal savings banks of China, the pa- per does further analysis, finds the problems and explores the cause, and puts forward the concrete countermeasures to the healthy development of personal finance business of the postal savings banks from the macro level and micro level respectively.
Keywords:postal savings banks of China  personal finance business  the postal financial system  financialproduct design
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